Exposure to unexpected medical costs can leave members severely out of pocket. Flexicare health insurance is revolutionizing the way South Africans manage their healthcare needs by offering access to affordable private primary healthcare. This insurance plan is designed to provide a wide range of day-to-day healthcare benefits, including unlimited doctor consultations, medicine, dentistry, optometry, and more.
Having health insurance coverage, such as Flexicare, not only protects members from unforeseen medical expenses but also ensures they have access to quality healthcare when needed the most.
Affordable, high-value healthcare is at the core of Flexicare’s offerings. With a membership of 120,000, nearly 22,500 doctor consultations are facilitated each month, with one in every five members consulting with a doctor monthly. In 2024, Flexicare members mainly utilized their cover for doctor consultations, chronic prescribed medicine, over-the-counter medicine, and dentist appointments.
The highest claim paid out to a Flexicare member for healthcare needs in 2024 was R63,000, showcasing the significant support provided by Flexicare in managing its members’ healthcare needs. Members can choose between two plan options – Flexicare Core and Flexicare Plus – both offering a range of primary healthcare benefits.
These benefits include consultations with network doctors, basic maternal cover, medicine, HIV treatment, basic radiology and pathology, certain blood tests, flu vaccines, and wellness screenings. The Flexicare Plus plan also includes eye checks and dental checks for members.
Flexicare members have access to primary healthcare through a vast network of 12,000 providers. Network doctors are healthcare providers contracted with Discovery Health to provide optimal care for members, with consultations covered in full by Flexicare. The network of healthcare providers can be accessed through Ask Flexicare on WhatsApp or online on the Discovery website.
In addition to everyday healthcare needs, members have the option to add cover for emergency hospital needs. The Discovery Emergency Core package, priced at R90 per month, provides coverage for accidents, trauma, and emergency medical conditions. For more extensive coverage of in-hospital needs, members can explore the Discovery Emergency Plus and Discovery Emergency Max packages.
For more information and to speak to a consultant about Flexicare and additional benefits, visit the Discovery website. Flexicare is transforming healthcare management for South Africans, providing affordable and high-value healthcare solutions for everyday needs and emergency situations.